Advisory Board

Robert F. Carbonell 

Bob is a well-known expert in the retail credit industry with a career spanning over 40 plus years with D&B and later Credit2B. While at Credit2B and its precursor, Bernard Sands (which was a boutique credit bureau in the apparel industry), Bob was the Chief Credit Officer of the firm.  In this role, he led not only the credit policy governing all client advisory work, but also helped define the basic workflow and architecture of the Credit2B platform.  During his 30 plus years at D&B, Bob held a variety of key positions, including Director of Credit-Credit Clearing House, Director-Credit Interchange and Senior Industry Consultant-National Credit Office, at time when D&B was actively involved in the credit groups business.  



David Palmieri  

Mr. Palmieri’s track record includes breakthrough results in technology, e-commerce, and digital media. Mr. Palmieri is the Chief Executive Officer of USLegal, Inc., a leading provider of online legal information, products, and services. Prior to joining USLegal, he was Vice President & Managing Director at LexisNexis where he served as the General Manager of Martindale-Hubbell, a digital media division that helps connect people with professional legal resources through online destinations such as Earlier in his career, Mr. Palmieri was Senior Vice President of Global Risk Management Solutions at Dun & Bradstreet, and led the creation of DNBi, a platform used by tens of thousands credit professionals today. Mr. Palmieri holds a BA from Franklin & Marshall College and an MBA from the Harvard Business School.



Sandeep Puri

Sandeep Puri is a seasoned executive and entrepreneur with over 20 years of General Management, Strategy, Marketing, and Business Development experience in the Healthcare, Financial Services, and Telecom industries.  His experience includes scaling small to mid-size growing companies, restructuring and turn-around of troubled companies, and driving growth in large companies.  Since the beginning of 2014, Sandeep has been the Co-Founder & CEO of Patientriciti, a Healthcare Solutions company that helps Providers improve clinical outcomes, reduce costs, and enhance patient satisfaction by engaging their Patients effectively and efficiently.  Prior to Patientriciti, Sandeep held leadership roles at several Healthcare revenue-cycle management companies.  He also partnered with investors to create a $25M Revenue healthcare-focused revenue-cycle management platform through acquisitions and organic growth.  Earlier in his career, Sandeep held leadership roles in Strategy, Business Development, and Marketing at Dun & Bradstreet and at Qwest Communications (now part of Century Link).  Sandeep holds an MBA degree from the Wharton School, University of Pennsylvania, a Masters degree in Engineering from the University of Massachusetts, Amherst, and a Bachelors degree in Engineering from the Indian Institute of Technology, Delhi.



Anna Costello

Anna Costello is the Paton and Drebin Faculty Fellow and Professor of Accounting at the University of Michigan, Ross School of Business. She previously served as an Assistant Professor of Accounting at Massachusetts Institute of Technology, Sloan School of Business for four years. Anna received her Bachelor's and Master's of Business Administration degrees from the University of Notre Dame and a PhD in Business Administration from the University of Chicago, Booth School of Business. Anna is a CPA and worked as an auditor for Deloitte in Chicago, IL. Anna is an expert in assessing credit risk for banks and for firms in the supply chain. Her recent research studies how trade credit between supply chain partners influences firm-specific and market-wide risk. Her research has been published in leading academic journals, and she was awarded the Best Dissertation Award from the Financial Accounting and Reporting Section of the American Accounting Association. She received the 2014-2015 MBA Teacher of the Year Award from the MIT Sloan School of Management.