Credit2B's Management Team brings deep background in credit, big data, and technology, including firms like Dun & Bradstreet, Creditek, IBM, Experian, Thomson Reuters, and CIT.
Chairman, Smyyth Family of Companies
John Metzger is Chairman of the Smyyth Family of Companies. He was formerly CEO and was the Founder of Creditek Corp., which was the leader in the credit and receivables business process outsourcing and consulting industry. He led that company from founding in1982 to its sale in 2002, and has since then directed Smyyth to a technology and thought leadership position in the corporate order-to-cash field, including related best-in-class enterprise “cloud” solutions including Credit2B and Carixa. Earlier in his career he was Managing Director of a consulting firm, and Executive Vice President of worldwide operations for a consumer goods company. John holds a B.S. degree in management from Rutgers University.
Chief Executive Officer, Credit2B
Shyarsh has over 20 years of experience in strategy, business development, sales and finance. Before joining Credit2B, Shyarsh was Corporate Development Officer at Global Compliance, a Software-as-a-Service business acquired by Navex Global. Prior to this he was a strategy and business development leader for North America at Dun and Bradstreet (D&B). Shyarsh joined D&B from IBM where he played multiple roles in sales, client service and corporate development (M&A). Shyarsh received undergraduate and graduate degrees from the University of Bombay and an MBA from the Kellogg School of Management at Northwestern University.
Executive Vice President and CTO
Larissa has been with Credit2B's affiliate, Smyyth, since 2003 and is responsible for all large-scale web applications development and oversees a team of senior developers and analysts. Before joining Credit2B, Larissa was in management of analytical and web application development with Dun & Bradstreet. She has been a technology consultant and worked in operating systems development for several large multinationals in Europe. She holds an M.S. degree in Mathematics and Computer Science from the Moscow Institute of Physics and Technology.
Vice President, Product
As the Vice President, Product, Bonnie manages a team that includes product management, credit analysts, operations, and product operations. Bonnie was formerly a consultant in the commercial loan workout area, and credit officer with PNC/Midlantic Bank in charge of a team of 20 commercial credit analysts for loan package preparation. Earlier, she was Compliance Officer and Commercial Loan Officer for Midlantic Bank. Bonnie is a graduate of the University of Delaware, with a B.S. in Business.
Robert F. Carbonell
Executive Vice President and Chief Credit Officer
Bob, who joined Smyyth affiliate Bernard Sands LLC in 1998 and is Executive Vice President and Chief Credit Officer, is a well-known expert in retail industry credit. Prior to his current role at Credit2B, Bob held positions with Dun & Bradstreet including Director of Credit-Credit Clearing House, Director-Credit Interchange and Senior Industry Consultant-National Credit Office.
Vice President, Data Analytics
Irina is primarily responsible for score development and decisioning. In this role, Irina works closely with clients to understand their credit policies and build complex scorecards and alerts. She owns overall data analysis, on-going enhancements to Credit2B's standard scores and maintenance of the component systems that make up Credit2B's core software-as-a-service platform. Her skills cover architecture, code development and database management. Prior to Credit2B, Irina worked at Dun & Bradstreet where she managed design, implementation, and support of web-based systems for the D&B data warehouse. She holds a B.Sc. in Computer Science and Mathematics and an M.Sc. in Mathematics, all from the University of Washington, Seattle.
H. Joe Chin
Vice President, Sales
Joe brings over 20 years experience in sales and business development. He focuses on delivering cost effective risk analytics solutions to his clients. Prior to joining Credit2B, he worked as an account leader servicing leading brands at Acxiom where he helped provide data intensive solutions for several key clients. Previous to that, he held senior sales roles with Dun & Bradstreet and Experian Business Information Services. He started out his professional career in audit at KPMG. Joe is a graduate of Georgetown University with a B.S. in Accounting.
Vice President, Business Development
Joe has more than 40 years experience in the business information industry and has held positions of increasing responsibility in sales, sales management and product marketing. In his current role, Joe is responsible for new business development focusing on financial services and consumer products industries. Prior to joining Credit2B, Joe was Vice President of Sales at Global Credit Services, and his past experience includes 25 years with D&B in multiple roles in sales, sales management and product marketing. Joe holds a BBA in Finance from Iona College and advanced studies in Finance at Baruch College.
Chief Financial Officer
Prior to joining Credit2B's affiliate Smyyth in 2009, Barry was a founding partner and CFO for Trades Publishing Inc, an internet media and publishing company in the construction industry, where he managed all facets of finance, IT and administration. Prior to that, he served in accounting roles at Merrill Lynch and then at MCI. Barry holds a BA in Accounting and Information Systems from Pace University.