Leadership Team

Credit2B's Management Team brings deep background in credit, big data, and technology, including firms like Dun & Bradstreet, Creditek, IBM, Experian, Thomson Reuters, and CIT.


John Metzger
Chairman, Smyyth Family of Companies

John Metzger is Chairman of the Smyyth Family of Companies. He was formerly CEO and was the Founder of Creditek Corp., which was the leader in the credit and receivables business process outsourcing and consulting industry. He led that company from founding in1982 to its sale in 2002, and has since then directed Smyyth to a technology and thought leadership position in the corporate order-to-cash field, including related best-in-class enterprise “cloud” solutions including Credit2B and Carixa. Earlier in his career he was Managing Director of a consulting firm, and Executive Vice President of worldwide operations for a consumer goods company. John holds a B.S. degree in management from Rutgers University.


Shyarsh Desai
Chief Executive Officer, Credit2B

As a founder & CEO, Shyarsh is responsible for vision and the overall day-to-day operations of the business working with a highly experienced team in financial technology and data management. His background includes senior roles in strategy, business development, sales and finance through a career encompassing high growth companies as well as large, established multi-billion dollar businesses. Most recently, Shyarsh was a member of the management team at Global Compliance, a Software-as-a-Service business where he was responsible for business development and growth market sales. Prior to this, he was a Strategy Leader for North America responsible for planning and business development at Dun and Bradstreet (D&B). Shyarsh joined D&B from IBM where he played multiple roles across the firm in sales, client solutions, finance and corporate development (M&A). Shyarsh has a B.Sc. in Life Sciences, a graduate degree in Finance and an MBA from the Kellogg School of Management at Northwestern University.


Irina Rabinovich
Chief Technology Officer

In this role, Irina is responsible for technology management and R&D activities for the firm. In particular, she provides vision and leadership in the areas of software engineering, system security, and data analytics, including data acquisition and credit scoring. In her role, Irina manages a technical team, interacts with vendor partners, and works closely with clients to understand their credit policies and evolving needs. Prior to Credit2B, Irina worked at Dun & Bradstreet where she managed design, implementation, and support of web-based systems for the D&B data warehouse. She holds a B.Sc. in Computer Science and Mathematics and a M.Sc. in Mathematics, all from the University of Washington, Seattle.


Bonnie Gerrity
Chief Credit Officer & VP Client Solutions

As the Vice President, Client Solutions and Chief Credit Officer, Bonnie is responsible for credit policy standards and client solution development which in turn drives better client experience and client retention.  She directly manages a team of credit analysts as well as a team focused on customer support and retention.  Bonnie was formerly a consultant in the commercial loan workout area, and credit officer with PNC/Midlantic Bank in charge of a team of 20 commercial credit analysts for loan package preparation.  Earlier, she was Compliance Officer and Commercial Loan Officer for Midlantic Bank.  Bonnie is a graduate of the University of Delaware, with a B.S. in Business.



Kavita Singh
Chief Product Officer

As the Chief Product Officer Kavita Singh is responsible for the Credit2B product and platform vision and management. She, along with her product team, controls, organizes, and prioritizes multiple ongoing product enhancements to the Credit2B core product and online credit apps. Prior to Credit2B, Kavita played a senior product management role at Fiserv and previous to that was a Product Manager at Dun & Bradstreet. Earlier in her career she worked in the e-business incubators at IBM.  She holds a BS in Computer Science from Birla Institute of Technology & Science and an MBA from Ross School of Business, University of Michigan.


H. Joe Chin
Vice President, Sales

 Joe brings over 20 years experience in sales and business development.  He focuses on delivering cost effective risk analytics solutions to his clients.   Prior to joining Credit2B, he worked as an account leader servicing leading brands at Acxiom where he helped provide data intensive solutions for several key clients.   Previous to that, he held senior sales roles with Dun & Bradstreet and Experian Business Information Services.  He started out his professional career in audit at KPMG.   Joe is a graduate of Georgetown University with a B.S. in Accounting.

Joe Pilla
Vice President, Business Development

Joe has more than 40 years experience in the business information industry and has held positions of increasing responsibility in sales, sales management and product marketing.  In his current role, Joe is responsible for new business development focusing on financial services and consumer products industries.  Prior to joining Credit2B, Joe was Vice President of Sales at Global Credit Services, and his past experience includes 25 years with D&B in multiple roles in sales, sales management and product marketing.   Joe holds a BBA in Finance from Iona College and advanced studies in Finance at Baruch College.


Joseph D'Apolito
Vice President Finance & Planning

Joe is responsible for finance, corporate planning and shared service functions for the Smyyth companies. He has twenty-years executive experience in finance, accounting and administration with top health insurance companies, and the construction industry. Earlier in his career, he was CFO of Empire Roofing, and CFO and V.P. Underwriting for PHHC, acquired by Emblem where he served as Director and Leadership of Health Care Reform Team. At Anthem Health Insurance, he was CFO of a $5 billion unit, responsible for finance and integrating financial activities across multiple locations. Joe is a Graduate of Lehigh University with a degree in Finance and Accounting.


Barry Priestley
Chief Financial Officer

Prior to joining Credit2B's affiliate Smyyth in 2009, Barry was a founding partner and CFO for Trades Publishing Inc, an internet media and publishing company in the construction industry, where he managed all facets of finance, IT and administration.  Prior to that, he served in accounting roles at Merrill Lynch and then at MCI.  Barry holds a BA in Accounting and Information Systems from Pace University.