Leadership Team

The Credit2B Management Team brings deep background in credit, big data, and technology, including firms such as IBM, Dun & Bradstreet, Creditek, Experian and Thomson Reuters.

Flint Lane

CEO, Billtrust (parent of Credit2B)

Flint is the Founder and CEO of Billtrust. He has set the strategic direction of the company since its founding in 2001. Under his leadership, the company has enjoyed significant growth providing invoice-to-cash services to companies throughout North America. Billtrust has earned numerous awards including four consecutive years of Best Places to work in NJ and Inc. 5000 for ten consecutive years. Flint has been named as one of the 25 Most Influential Financial Operations Professionals by the Institute of Financial Operations (IFO) and also has been recognized as the Ernst & Young Entrepreneur Of The Year®. He has also been awarded the 2017 Technology CEO of the Year by the Greater Philadelphia Alliance for Capital and Technologies. Prior to founding Billtrust, Flint was founder, President and Chairman of Paytrust, the leading electronic bill presentation and payment (EBPP) company with over 100,000 customers nationwide. He also held executive positions at Platinum Technology, Logic Works and BrownStone Solutions. Flint currently serves on the board of the private company Livegenic and has been a volunteer big brother for Big Brothers Big Sisters of Mercer County for the last 12 years. Flint received his Bachelor of Science in Computer Science from Rensselaer Polytechnic Institute.

Shyarsh Desai

President, Credit2B

Shyarsh has over 20 years of experience in strategy, business development, sales and finance. Before joining Credit2B, Shyarsh was Corporate Development Officer at Global Compliance, a Software-as-a-Service business acquired by Navex Global. Prior to this he was a strategy and business development leader for North America at Dun and Bradstreet (D&B). Shyarsh joined D&B from IBM where he played multiple roles in sales, client service and corporate development (M&A). Shyarsh received undergraduate and graduate degrees from the University of Bombay and an MBA from the Kellogg School of Management at Northwestern University.

Irina Rabinovich

Chief Technology Officer

Irina is primarily responsible for score development and decisioning. In this role, Irina works closely with clients to understand their credit policies and build complex scorecards and alerts. She owns overall data analysis, on-going enhancements to Credit2B’s standard scores and maintenance of the component systems that make up Credit2B’s core software-as-a-service platform. Her skills cover architecture, code development and database management. Prior to Credit2B, Irina worked at Dun & Bradstreet where she managed design, implementation, and support of web-based systems for the D&B data warehouse. She holds a B.Sc. in Computer Science and Mathematics and an M.Sc. in Mathematics, all from the University of Washington, Seattle.

Bonnie Gerrity

Chief Credit Officer & VP Client Solutions

As the Vice President, Client Solutions and Chief Credit Officer, Bonnie is responsible for credit policy standards and client solution development which in turn drives better client experience and client retention. She directly manages a team of credit analysts as well as a team focused on customer support and retention. Bonnie was formerly a consultant in the commercial loan workout area, and credit officer with PNC/Midlantic Bank in charge of a team of 20 commercial credit analysts for loan package preparation. Earlier, she was Compliance Officer and Commercial Loan Officer for Midlantic Bank. Bonnie is a graduate of the University of Delaware, with a B.S. in Business.

Kavita Singh

Chief Product Officer

As the Chief Product Officer Kavita Singh is responsible for the Credit2B product and platform vision and management. She, along with her product team, controls, organizes, and prioritizes multiple ongoing product enhancements to the Credit2B core product and online credit apps. Prior to Credit2B, Kavita played a senior product management role at Fiserv and previous to that was a Product Manager at Dun & Bradstreet. Earlier in her career she worked in the e-business incubators at IBM. She holds a BS in Computer Science from Birla Institute of Technology & Science and an MBA from Ross School of Business, University of Michigan.

H. Joe Chin

Vice President, Sales

Joe brings over 20 years experience in sales and business development. He focuses on delivering cost effective risk analytics solutions to his clients. Prior to joining Credit2B, he worked as an account leader servicing leading brands at Acxiom where he helped provide data intensive solutions for several key clients. Previous to that, he held senior sales roles with Dun & Bradstreet and Experian Business Information Services. He started out his professional career in audit at KPMG. Joe is a graduate of Georgetown University with a B.S. in Accounting.